This will depend on the type of insurance you have. Only a “comprehensive” car insurance policy will cover damage to your vehicle due to a hurricane. Even then, that policy would not cover personal items within, but not affixed to, the vehicle, according to the Texas Department of Insurance (TDI). Contact our personal injury lawyers in Houston, TX for answers to any of your questions, or click here to visit TDI’s website for more information on the coverage offered by different types of car insurance policies.