Ramji Law Group
Frequently asked questions

Your insurance company wants to get you to settle for the least amount of money as quickly as possible. They do this because they know that not all of the bills come right away. They may pay the hospital bill, but they don’t give you a chance to seek further treatment or receive all the associated bills.

Our law office is on your side. Our goal is to settle for the highest amount possible. We know what it takes to shore up your case for the best results. It’s all in the details. Most attorneys do their best but don’t have enough medical knowledge to help you with your case. Here at Ramji Law Group, we know the medical aspects and understand what documentation and testing insurance companies need to make a fair decision on your claim. We can catch issues that other firms just can’t. If you are in need of a personal injury lawyer in Houston, TX, we’ve got you covered.

In short… nothing! It may cost you money to hire another attorney who wants a retainer fee and will charge you per hour even if you don’t win. Here at Ramji Law Group, we work on a simple plan: If you don’t get paid, we don’t get paid. This ensures you know we are working our hardest to get you the most from what you deserve. To work with personal injury lawyers in Houston, TX you can rely on, contact Ramji Law Group today.

Yes! Adam Ramji was first a chiropractor helping many car accident victims recover from their injuries. His experience with his patients helped him see the need for a change in the way their cases were handled. After much hard work, he graduated from law school and opened his own firm to help injured victims fight for what they deserve. His medical expertise gives him a great advantage when working with insurance companies, their adjusters, and defense attorneys. He has never sent a bill to a client. When the time comes to disburse your settlement, we will work hard to pay all of your medical bills and ensure you walk away with a settlement for pain and suffering. Contact Ramji Law Group today if you are in need of reliable personal injury lawyers in Houston, TX.

We will gladly meet you in the hospital, at home, or at work if you are unable to make it to our office. We pride ourselves in doing whatever it takes to help you get the treatment you need to become well. Contact Ramji Law Group today if you are in need of a personal injury lawyer in Houston, TX you can rely on to get you what you need.

Every case is different. Simply put, the settlement is based on your injuries and treatment. Insurance companies evaluate your accident’s severity and the necessary medical treatment that follows to determine how much they will offer. Additionally, the cost of your medical bills and the policy’s limits on the case play a large role in the settlement amount. That being said, there is no way to tell what your case is worth until you have completed treatment. If you have questions about hiring our personal injury lawyers in Houston, TX, contact us today.

The length of the process will depend on the case. The nature of the injuries, the rehabilitation time, and the insurance company response time are all factors that influence how long your process will take. We can go further into detail once we know more information about your case. Contact us today to begin the process of working with the personal injury lawyers in Houston, TX you can rely on.

We make every effort to settle the case for a fair amount without filing a lawsuit. However, if the insurance company is being unfair or refuses to accept liability, we will file a lawsuit and one of our highly qualified attorneys will fight your case. If you have any questions about if you will need a lawsuit for your case, don’t hesitate to reach out to one of our personal injury lawyers in Houston, TX today.

This will depend on the type of insurance you have. Only a “comprehensive” car insurance policy will cover damage to your vehicle due to a hurricane. Even then, that policy would not cover personal items within, but not affixed to, the vehicle, according to the Texas Department of Insurance (TDI). Contact our personal injury lawyers in Houston, TX for answers to any of your questions, or click here to visit TDI’s website for more information on the coverage offered by different types of car insurance policies.

The Houston Chronicle reports that most renter’s insurance policies will not cover damage caused by Hurricane flooding. Contact our personal injury lawyers in Houston, TX for more information, or click here to learn the specific ways in which renters may be affected by Hurricane Harvey.

According to the Texas Department of Insurance (TDI), most homeowner’s insurance policies do not cover damages caused by flooding. It will be challenging to get coverage for such damage without a specific flood insurance policy through National Flood Insurance Program. Nevertheless, most homeowner’s insurance policies do cover damages caused by hurricane winds. Based on this, it is possible that you will be able to recover for water-related property damage if you can prove that wind allowed water to seep in and damage property where it otherwise would not have.

Because it can be difficult to pinpoint the source of water damage in any storm, particularly a storm as devastating as Hurricane Harvey, these types of insurance claims can become contentious. However, it is important to know that this option is available. Contact our team to find the personal injury lawyer in Houston, TX you need, or click here to visit TDI’s website for more information on the variety of insurance policies available to homeowners in Texas.